Body repair using non-original-manufacturer parts

Are aftermarket parts just as good as OEM?

High-quality aftermarket parts are as good as OEM parts, or in some cases, can perform better. You really do get what you pay for, and the higher the cost, the better the build or materials. There are hundreds of manufacturers to choose from, so be sure to ask your mechanic about your options.

What is a non-OEM part called?

Non-Original Equipment Manufactured (“Non-OEM“) parts, also known as aftermarket crash parts, are generic parts produced by independent manufacturers who manufacture replacement crash parts and sell them cheaper than the original equipment manufacturer.

Are OEM parts the same as original?

Every piece of the car as it exits the factory is an original part. Anything that is replaced, including a tail light, is no longer an original part. However, OEM parts are the same as the original in the sense that they are made by the same manufacturer, with the same materials, to the same specifications.

What does Ohio law require regarding the use of aftermarket non-OEM parts to repair an insured’s vehicle?

No insurer may require the use of non-OEM aftermarket crash parts in the repair of an insured’s motor vehicle, unless the consumer is advised in a written estimate of the use of such parts before repairs are made.

What is better OEM or aftermarket?

Original equipment manufacturer (OEM) parts match those that came with your car, and are of the same quality as its original parts. They’re also the most expensive. Aftermarket parts are cheaper, and made by other manufacturers — often several, giving you more options.

How can you tell the difference between OEM and aftermarket parts?

OEM stands for Original Equipment Manufacturer, which means the parts are made by the same company that makes the vehicle. Meanwhile, aftermarket parts are produced by a different parts company and are often designed to be compatible with as many makes and/or models as possible.

Does an insurance company have to use OEM parts?

(2) Insurance companies are required under the Fair Claims Settlement Practices Regulations to warrant that non-OEM replacement parts are at least equal to the original equipment manufacturer parts in terms of kind, quality, safety, fit, and performance.

Can you demand insurance to use OEM parts?

Getting OEM Parts for Your Damaged Vehicle

You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle. If the insurance company deems these costs unreasonable, however, it might deny your claim.

Does Geico cover aftermarket parts?

GEICO also noted that “Our company continues to support the use of aftermarket parts as competitive, safe part choices in collision damage estimating and repair.”

Do body kits affect insurance?

In general, if you have a standard policy, bodywork changes can increase your premium by 10-15%. However, if you already have a modified insurance policy, a body kit is unlikely to affect your premium unless it dramatically increases the value of your car.

Can you insure aftermarket parts?

How do aftermarket parts work with insurance? After an accident, most insurance companies include the use of aftermarket parts in estimates for repairs. Aftermarket parts that you install yourself as a vehicle modification may also be covered up to a certain limit on a standard auto insurance policy.

Does a lift kit void insurance?

A lift kit does not void insurance. Still, you need to let your insurance provider know of any modifications, including lift kits, so that you can obtain a proper policy endorsement and have adequate coverage.

Are Lifted Trucks good?

If you’re using your truck for primarily city or highway driving, then there is no real benefit to more ground clearance. In fact, it may hurt performance. However, lifting provides many advantages for off-road use, including greater approach, breakover, and departure angles.